Managing Personal Finances: How to Use Money Intelligently

advantages afford American amount annual annuity contracts average balance basis beneficiary Berkeley Berkeley bonds borrower broker business cycle buyer CALIFORNIA LIBRARY cash cent per annum Charge accounts chattel mortgage commercial banks convenience credit union currency deposit depositor desire disadvantages dividends dollar economic employees endowment policy exchange executor expenses factor Federal gold home ownership income individual industrial Installment buying installment plan institutions insurance companies interest rates investment investors laws lenders less limited loss Margin buying maximum ment monetary month monthly municipal bonds operation paid payable pension plans period Personal budgets personal checking account personal loans policyholder premium protection purchase purpose received relatively savings account savings banks securities sell seller shares short selling six per cent taxes term testator tion transactions trust funds trust instrument United UNIVERSITY OF CALIFORNIA usually York